Do I renew my dogs insurance?

Re: Do I renew my dogs insurance?

Kim Buckley — Thu, 08 Apr 2010 07:38:18 GMT

I cancelled it. Had a chat with my vet about it and he said unless she had a fracture then most things wouldn't cost that much and he knows I wouldn't put her through a fracture repair. She is physically a picture of health but she's going a bit senile and is quite sensitive and I wouldn't want her operated on and hospitalised because I really don't think she would cope. If she did develop a heart condition then of course I would pay for her meds but having already spent over a grand on insurance for her over the last couple of years and never claiming, I would much rather put the money in a bank account. I am all for insurance but I just think with her it's really not worth it anymore.

Re: Do I renew my dogs insurance?

Fiona Leathers — Thu, 08 Apr 2010 07:24:18 GMT

Thats less than £1 per day!!!! At his age, its the exact time to be having insurance, so it can give you peace of mind, if he does become ill. You say you wouldn't put him through much but would if he develops a heart problem - would that be a reason to PTS? Surely life on meds would be more bearable than having to PTS him cos you couldn't afford it!!!

I stupidly cancelled my old dog's insurance when she was 14 & I really wished I hadn't - I had all the intentions of putting £40 a month away but never did! She's now on Previcox, vivitonin, denamarin & destolit and its costing me much more than £30 per month, thats with cost+VAT drugs - but I wouldn't change her for the world!

I got really excited when the Government were suggesting complusory insurance for all dogs but then they backed down.

Re: Do I renew my dogs insurance?

FINNIGAN — Sun, 07 Mar 2010 15:35:58 GMT

y dont you set up a little savings account and put a set amount aside each month

Re: Do I renew my dogs insurance?

Shelly vn — Fri, 05 Mar 2010 14:02:08 GMT

I cancelled my boy's policy last year, he'd had surgery for a lung tumour and i was told he'd probably only last another 6-12 months. 12 months on and there's no sign of his tumour growing back, but he has just been diagnosed with DCM and even with my discount from work its costing £30 a month in meds! I'm really regretting cancelling the policy now!

Re: Do I renew my dogs insurance?

Jo Mackenzie — Fri, 05 Mar 2010 08:56:09 GMT

I cancelled Gypsy's insurance last year as I only had a time-limited policy anyway (passed on from previous owner) and they were no longer covering for most of her conditions. It was working out cheaper to get most of her meds through work anyway.

Re: Do I renew my dogs insurance?

Nicola Smith — Thu, 04 Mar 2010 20:37:10 GMT

Seems like a lot, I have my old cat through axa online, they were the only company doing good cover for an oldie at a good price, perhaps just shop around. I do like to have mine insured as even though get cut price stuff its not such a worry - my cat has just been diagnosed with CRF and its peace of mind that I can do everything I want for her.