https://www.vetnurse.co.uk/f/nonclinical-discussions/31111/umbrella-companies-------be-aware-what-you-are-signing-up-to Hi, Came across this... it's vital to ask questions before signing on the dotted line with your chosen umbrella company, yes?!!! https://www.umbrellacompare.com/guides/umbrella/b2df10bed44e4961f1ac9527dd9932bd3d281d93.html as for my own recommendationen-USTelligent Community 10