https://www.vetnurse.co.uk/f/nonclinical-discussions/30539/bought-by-many-insurance Hi Guys I read an article recently about the new insurance company Bought by Many who are offering some unique policy&#39;s whereby they are giving 20% cash back to pet owners annually if they don&#39;t make a claim and are also offering cover for pre existingen-USTelligent Community 10https://www.vetnurse.co.uk/thread/169019?ContentTypeID=1Wed, 05 Jul 2017 15:48:28 GMT1a0763ec-3885-442c-853e-6cef656dfec5:c7f8e971-9e43-4ff6-9a3c-e1991f78a759JaneRVN<p>If you google them and click through to terms and conditions it lets you see the policy types. There are quite a few and its a bit confusing!</p> <p>These are the 3 new policies. For Life cover is limited to &pound;20k and buy before pet is two, the 20% back policy is a separate policy again as is the covering chronic conditions. I do wonder how many people will get confused as we have! These benefits are not on the same policy!</p> <ul> <ul> <li>Fixed For Life&nbsp;The price of your pet insurance will never increase - it&#39;s fixed for the life of your pet, even if you make a claim. It will cover up to &pound;20,000 of vet fees in your pet&#39;s lifetime. You can only buy it before your pet is two years old.</li> </ul> </ul> <p></p> <p></p> <ul> <ul> <li>MoneyBack&nbsp;20% of your premium will be paid back every year you don&rsquo;t claim. Cover for up to &pound;7,000 of vet fees each year.</li> </ul> </ul> <p></p> <p></p> <ul> <li>Pre-Existing&nbsp;Pet insurance that covers pre-existing medical conditions. You can switch insurers while still having some cover for illnesses or injuries your pet has suffered from. Chronic conditions are not included.</li> </ul><div style="clear:both;"></div>