https://www.vetnurse.co.uk/f/nonclinical-discussions/29082/going-self-employed---loads-of-questions I hope some one on here can help me! To cut a long story short, I am currently on a casual contract with my employers (work when needed), which I fit in around family life and keep with a practice I have been employed with for 10 years (Have been onen-USTelligent Community 10https://www.vetnurse.co.uk/thread/162679?ContentTypeID=1Sun, 06 Dec 2015 18:25:11 GMT1a0763ec-3885-442c-853e-6cef656dfec5:4ab12fba-3057-46e4-84fb-e1f3137eb5bfRuby115<p>Tower gates are good I think. Google indemnity insurance. Vds do some cover for nurses, but I read it as advice only, not actually a pay out, but I could be wrong.</p><div style="clear:both;"></div>https://www.vetnurse.co.uk/thread/162652?ContentTypeID=1Sun, 06 Dec 2015 08:50:25 GMT1a0763ec-3885-442c-853e-6cef656dfec5:f09c1c2d-f8be-44ff-b72f-285ca4e6def8Andrea<p>Who would I go to get insurance?</p><div style="clear:both;"></div>https://www.vetnurse.co.uk/thread/162647?ContentTypeID=1Sat, 05 Dec 2015 15:50:30 GMT1a0763ec-3885-442c-853e-6cef656dfec5:da875afd-00f8-4b48-893d-600692b2d70eRuby115<p>I am a self employed locum. I charge £14/15 per hour. I have my own liability insurance. I have also been advised by my accountant to draft a statement which both parties sign -myself and the practice- which states I am self employed etc. tax return is easy - did it myself online. Just record everything on a spreadsheet throughout the year and it&#39;s easy. Every time I get paid a % goes straight to another account ready to pay tax/ni. You have to set up your own pension also. Some practices won&#39;t hire a self employed nurse, but I&#39;ve only found one chain that is like this. I have been locumming since March and have had no problems. There is lots of work out there at the moment. And I haven&#39;t worked weekends, evenings it nights! Amazing!</p><div style="clear:both;"></div>https://www.vetnurse.co.uk/thread/162640?ContentTypeID=1Fri, 04 Dec 2015 19:26:10 GMT1a0763ec-3885-442c-853e-6cef656dfec5:2c689a2c-f017-4e33-bbc2-c8d3dbdc108fr-more<p>in fairness, it wouldn&#39;t be something that could directly have an adverse effect on you, it&#39;s the employer who would carry any liability, but something worth considering.&nbsp;</p><div style="clear:both;"></div>https://www.vetnurse.co.uk/thread/162639?ContentTypeID=1Fri, 04 Dec 2015 18:40:10 GMT1a0763ec-3885-442c-853e-6cef656dfec5:2cf9ea95-3ef5-4a60-b982-7606eca78a91Andrea<p>Hmmm....sounds even more complex then I imagined!</p><div style="clear:both;"></div>https://www.vetnurse.co.uk/thread/162636?ContentTypeID=1Fri, 04 Dec 2015 17:57:06 GMT1a0763ec-3885-442c-853e-6cef656dfec5:21245512-4e6a-4b52-92e2-b21a1f1f129dr-more<p>One thing you (in reality the practice) would need to consider is wether or not you would be truly self employed - you and/or the practice can put all the contractual arrangements of self employment in place, but HMRC will be interested in the actual/practical nature of the working relationship. If it&#39;s found that it isn&#39;t really self employment, the practice will be liable for any national insurance and/or tax contributions that should have been made and potentially penalties.</p> <div>HMRC have an employment status indicator tool&nbsp;https://www.gov.uk/guidance/employment-status-indicator</div> <div></div> <div>It&#39;s not a perfect tool as the answer can vary depending on your interpretation/answers to the questions. If you have been working for this practice for some time (regardless of the fact that it&#39;s variable hours) and you will continue to work for them in a similar format, not for a fixed term and this is your only employment, I would be looking at the term &quot;self employed&quot; and taking a very big pinch of salt.&nbsp;</div><div style="clear:both;"></div>