Nurse insurance

RE: Nurse insurance

Rach Smith — Mon, 29 Feb 2016 12:32:47 GMT

Thank you all for the information!

RE: Nurse insurance

Andrea — Mon, 29 Feb 2016 10:16:47 GMT

I have VDS cover as a Locum.

They are really poor at responding to emails ( I have had to chase them several times!). You do get liability insurance as part of the cover ( £200,000 off the top of my head) and it's about £60.

I am self employed and part time, so don't earn enough to justify umbrella

RE: Nurse insurance

SmegSlayer — Sat, 27 Feb 2016 21:03:19 GMT

[quote user="Sophie Millar"]

If you're only working part time as a locum it wouldn't be worth going self employed / limited company.

[/quote]

Interesting- when I started part time locuming, I was more or less forced into going self employed as practices wouldn't put me on PAYE and the umbrella companies I contacted said 16hrs per week wasn't worth going with them because of the percentage. I would have much preferred to be without the hassle of self assessment.

RE: Nurse insurance

Claire Coulthard RVN — Sat, 27 Feb 2016 15:15:56 GMT

just a note - VDS doesn't cover liability insurance for nurses unless its through their practice policy. as a locum they state the locum practice may add you to their policy for the term that your there but this is dependant on the practice and I would not like to leave my insurance responsibilities with anyone else, particularly if I'm not staff there.

the VDS nurse cover gives you support and representation but NOT liability insurance and they are still looking into this post registration (ie..don't hold your breath for a quick resolution) so there are a few insurance co that will cover nurses independantly (there's a few threads on here if you search nurse insurance cover) however I get my liability insurance cover through my umbrella company.

RE: Nurse insurance

Rach Smith — Wed, 24 Feb 2016 13:10:57 GMT

Has anyone obtained insurance via VDS? I have contacted them twice but no response. Are there any other organisations that insure RVN?

RE: Nurse insurance

Alison Clare Hickman — Thu, 10 Sep 2015 16:50:52 GMT

Hiya,

Speak to Veterinary |Defence Society (VDS). You pay an annual fee of around £40-ish and it covers you for everything you need.

http://www.veterinarydefencesociety.co.uk/index.aspx?ReturnUrl=%2f

Ali h

RE: Nurse insurance

Sophie Millar — Thu, 10 Sep 2015 13:48:13 GMT

If you're only working part time as a locum it wouldn't be worth going self employed / limited company. easiest way to do it especially when you're new to it is joining an umbrella company and they sort out all your tax and national insurance etc. As for insurance I'm not sure, I would be happy to give you the details of the umbrella company we use and they would be able to explain it a lot better!

RE: Nurse insurance

hannahbubs — Thu, 10 Sep 2015 13:40:26 GMT

hI I work part time at the moment but want to do some locus work on and off to get in a bit more experience and money! So to be honest I don't know where to start!

RE: Nurse insurance

Sophie Millar — Thu, 10 Sep 2015 10:15:17 GMT

Hi Hannah,

Are you working through an umbrella or self employed/limited company?