Insurance as a locum VN

Re: Insurance as a locum VN

Nick Shackleton — Sun, 02 Feb 2014 18:06:42 GMT

http://www.vetnurse.co.uk/forums/t/24162.aspx

Re: Insurance as a locum VN

Laura Ringsell — Sun, 02 Feb 2014 16:39:24 GMT

Not sure if this will help or not but.....I am in the process of going through the latest 'rules' for practice standards as we are due an inspection shortly. In there it states that liability ins must be in place to cover all employees including locums so if you are at an RCVS accredited practice you should be covered, are there many out there who aren't now or is that we presuming everywhere is like Surrey !!!

Re: Insurance as a locum VN

Sal the 1st — Sun, 02 Feb 2014 04:35:12 GMT

I used to use Towergates because I already had liability cover through them for my therapy work but I did increase my cover when I added veterinary nursing. As I don't locum now and I am employed I am covered through the practice insurance currently for veterinary nursing

Re: Insurance as a locum VN

Laura Wright — Sat, 01 Feb 2014 19:21:15 GMT

Thank you Sal, do you know of any companies that offer liability insurance?

Re: Insurance as a locum VN

Sal the 1st — Sat, 01 Feb 2014 17:40:42 GMT

as an RVN you should probably have your own insurance irrelevant of being a locum or not.

If you are a locum who is on the payroll then you are considered to be an employee and may have cover under the employers insurance.(but check with employer and agency) If you are a locum who is sorting out their own income tax and NI then you are also taking responsibility for finding your own insurance. If you use an umbrella company for tax and NI they may also sort out your liability insurance ( but again check with umbrella company). This is what I was told anyway.