money problems

Re: money problems

loopylou711 — Wed, 13 Oct 2010 21:02:01 GMT

I wrote a big speech there but scrap that! Basically anybody can get maitenence loan regardless of their previous study! It is your tutition fees and grants that you will not get if you have previous study - the N+1 rule applies as mentioned above!

Sorry minds frazzled!

Re: money problems

loopylou711 — Wed, 13 Oct 2010 20:48:03 GMT

Nope am student finance england and don't deal with the scots which can lead to a few irate people! But anyways, the nhs is a funny one as you do would not get any grants from Student Finance England, if you get an nhs bursary, but you would get the loans! Gets confusing!

It's all down to previous study! So if you have done VN training for say 2 years then yeah they would take that off your studying,but if you do a nhs course of 3 years say they would only fund 2 years. The reason for that is N+1, so new course is 3 years plus 1 gift year so 4 years funding minus your 2 years previous study it would mean 2 years funding left. so for the last 2 years of your course you would get the maintenance loan! Sorry if thats confusing!

I am not too sure how nhs works as do not with them directly but pretty sure anyone can get it, tutition fee loan and nhs bursary from them, well that my understanding to be honest!

Anybody with any qs feel free to pm me! I know more than I would like to about how student finance works!!

Re: money problems

Sal the 1st — Wed, 13 Oct 2010 09:37:21 GMT

[quote user="loopylou711"]

[quote user="Nick BATFINK Shackleton Dip AVN(surg)VN MBVNA"]

I'm just about to undertake a Foundation Degree (in Health and Social Care) part time whilst I work full in time in health care. least this way I can gain a wage and a qualification. Currently I'm not sure whether I'll go on to the full degree course at it requires full time study and unpaid placements with a bursary of 5k a year on offer. Currently it ain't doable even with my partners wage. We shall see. Think that it's bad that there in no extra help for us 'mature' students.

[/quote]

Nick, do you know that if you are recieving an NHS bursary that student loans company will provide you with a minimum maintenance loan of around £2,400 ? Only know that cos been working for them for last few months.

In regards to mature students and extra help having worked for student loans for the last few months ... here is what I know....

as a mature student you can receive a matienence grant of up to £2,906 depending on what your partner earns, a loan of up to £3500, a parents learning allowance of £1500 and if your partner is on a low income you can up to £2500 for adults dependent grant and of course if your kids need child care that is provided too, all of this is given to mature students who study full time! Not bad and seems like plenty of support to me!Just my opinion anyways!

[/quote]

really? - that wasnt my experience when I was searching high and low for any kind of funding earlier this year. I couldnt get an NHS bursary under the NHS employability scheme which is classed as voluntary, didnt qualify for any loans, and if I had done the NHS placement instead of going back into veterinary nursing wouldnt have been eligible for any benefits either. Are we talking Scotland here? as I realise the grants are a little bit different there - or maybe it was something to do with me being single ie no partner and no kids? who knows

Re: money problems

loopylou711 — Wed, 13 Oct 2010 00:03:55 GMT

[quote user="Nick BATFINK Shackleton Dip AVN(surg)VN MBVNA"]

[/quote]

In regards to mature students and extra help having worked for student loans for the last few months ... here is what I know....

I understand peoples worries about the new course but if you want it bad enough you'll make it work, it does suck tho but sadly theres not alot that can be done now to change the way the course is going to be run!

I hope it all works out for you though and sorry to hear about you separation with your husband! If you ever need to vent this forum is great for people listening and offering advice!

Re: money problems

dinkyd — Tue, 12 Oct 2010 20:16:08 GMT

[quote user="Kim Blowing RVN"]

With the new diploma, students don't need to be working in practice and can just get an unpaid placement and also go to college. I personally think it's a ridiculous idea and if you are working you deserve to get paid.

[/quote]

This isnt actually a new thing!This is how i qualified - was a full time student but was through edinburgh telford college rather than degree.I got a bursary but that was it.

Re: money problems

Nick Shackleton — Tue, 12 Oct 2010 19:40:15 GMT

Re: money problems

Kim Buckley — Tue, 12 Oct 2010 19:27:41 GMT

Exactly!

I also think it makes a mockery out of student VN's!

Re: money problems

Hayley Drinkhill — Tue, 12 Oct 2010 19:22:50 GMT

God that sounds pretty rubbish! How are they expecting more mature students who will have resposibilites like children and a mortgage to be able to make that work if they dont get paid!! Thank god I qualified when I did.

Re: money problems

Kim Buckley — Tue, 12 Oct 2010 19:19:40 GMT

Re: money problems

Hayley Drinkhill — Tue, 12 Oct 2010 19:15:41 GMT

Forgive my ignorance but are you going to college full time and just doing a day here and there in practice? Ive recently qualified and as a student nurse I worked in practice 4 days a week and went to college one day a week. I was paid minimum wage for a 37.5hr wk which was approx £700 after tax.

Re: money problems

NJ M — Tue, 12 Oct 2010 18:55:40 GMT

ive been looking at renting cos eventually i will have a small amount of money from the house but i also have 5 pets lol and everywhere ive seen doesnt allow pets!!!

Re: money problems

Sal the 1st — Tue, 12 Oct 2010 18:53:15 GMT

this is why I have ended up back in veterinary nursing - it wasnt by choice. I had the chance of an NHS placement without pay whilst I completed training to take on the position proper after training - but couldnt afford to do that as would have been ineligible for any help. Result I have a part time job back in practice( and even as a qualified I was lucky to get that) and I am just about making ends meet - I am enjoying the job and I do have a decent boss which counts for a lot after some of the misfits I have worked for in the past but I still feel my future prospects would have been so much better with the NHS. Sometimes I am afraid we just have to do what we have to do - and we cant always have what we want.

Re: money problems

Kim Buckley — Tue, 12 Oct 2010 18:52:33 GMT

Maybe speak to your college and explain the situation? Maybe they have some funding which could help you?

Re: money problems

Kay Eminson — Tue, 12 Oct 2010 18:51:41 GMT

To help cut down costs during my training I rented a room from a couple (who also lived there) I only paid £70 a week which included all bills so all I needed to pay for was food. It meant living in one room but suited me fine as it made me focus on getting the old type portolfio done, maybe this is a option for you, sell most of the stuff which is yours and keep the basics!

Re: money problems

NJ M — Tue, 12 Oct 2010 18:49:43 GMT

i am currently in a practice, they did say last wk that will start paying me £60 a week which i am very grateful for but its costing me £30-40 a wk in petrol for college and placement so its not gona get me far

Re: money problems

Kim Buckley — Tue, 12 Oct 2010 18:44:18 GMT

Really sorry to hear that you are splitting up with your husband and having a rubbish time.

I really don't get this whole unpaid placement thing. How are you supposed to live? I did unpaid placement as part of my degree but got my student loan. I know that isn't a lot of help but I really don't see how the unpaid thing makes it easier for people. You need money to live! Are you currently in practice?